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    Home » Bread » Cream Cheese Chocolate Chip Banana Bread Recipe

    Cream Cheese Chocolate Chip Banana Bread Recipe

    Published: Jan 8, 2016 · Modified: Apr 14, 2020 by Megan Porta · This post may contain affiliate links.

    Jump to Recipe Print Recipe

    I love this twist on Banana Bread! Cream cheese makes EVERYTHING better, making this Cream Cheese Chocolate Chip Banana Bread is no exception.

    Loaf of bread cut in half exposing a layer of cream cheese in the center

    Why This Recipe Works

    This bread does not fit with my “good habits” diet, but if it were in my kitchen right now I wouldn’t be able to resist. Imagine banana bread transformed into an irresistible dessert.

    How is 2016 starting out for you? Enjoying baking or sticking to some better habits? My first week of the year has miraculously transformed into one overflowing with productivity and good habits. The gym saw my face, I have accomplished a ton of work and my cold is waning.

    Plus, my oldest cutie begins adaptive snowboarding lessons tomorrow and I am super excited for him! I am a skier at heart, but I’m proud that his adventurous little self is excited to get on the slopes in some way. He’ll definitely come home hungry, ready to eat a slice or two of this sweet bread.

    If you have little ones, they will not be able to keep their chubby little fingers off this stuff.

    Recipe Ingredients

    Bananas – Ripe bananas that are easy to mash.

    Semi-sweet chocolate chips – Perfect to pair with cream cheese, not overly sweet.

    Cream cheese – Allow it to soften before adding to the recipe.

    Pantry staples – Brown sugar, sugar, butter, vanilla, eggs, flour, baking soda, baking powder, salt.

    Bread with chocolate chips on top and center exposing cream cheese

    How To Make Cream Cheese Chocolate Chip Banana Bread Recipe

    Step 1

    Preheat oven to 350 degrees F and coat a 9×5 pan with cooking spray; set aside.

    Step 2

    Combine the butter, brown sugar, sugar, eggs and vanilla in a large bowl. Mix well.

    Step 3

    In a medium bowl, combine flour, baking soda, baking powder and salt and mix well. Gradually add to the butter-sugar bowl until combined. Add mashed bananas and chocolate chips. Pour half of the batter into the prepared pan. Spread softened cream cheese evenly over bottom half of the batter and top with remaining batter.

    Step 4

    Sprinkle additional chocolate chips over the top, if desired. Bake in the preheated oven for approximately 1 hour. Start checking for doneness at the 50-minute mark. When a toothpick inserted into the center comes out clean, the bread is done.

    Have a great weekend, friends! Thanks so much for peeking in!

    loaf of banana bread cut in half with cream cheese in center and chocolate chips on top

    FAQ About Banana Bread

    Is banana bread supposed to be moist?

    Yes, definitely one of the benefits of enjoying a slice of banana bread is that it’s moist, easy to bite into and enjoy the way that bananas infiltrate bread to make it soft and slightly sweet.

    How do you keep banana bread moist?

    Banana bread will be moist if you have a good ratio of flour to bananas and the more overripe the bananas are, the better for the purpose of baking bread.

    What kind of bananas do you use for banana bread?

    You want to use bananas that are no longer yellow, dark spots are appearing or the outside is almost completely darkened for the best banana bread bananas.

    How do I make bananas ripe faster for banana bread?

    If you have bananas that are still green or just turning yellow, you can add them to a brown paper bag and enclose them. If you have a ripe apple or another banana that is ripe, you can add them to the bag so it can produce ethylene gas to help speed up the process.

    What do you eat banana bread with?

    Banana bread is awesome because you can eat it as your breakfast, enjoy it for a snack and nothing needs to be paired with it. However, slide some butter over the top for another way to enjoy it, eat it on the side of some eggs and sausage or a cup of Raspberry Honey yogurt.

    Want More Banana Recipes?

    • Easy Banana Bars Recipe
    • Peanut Butter and Banana Cookies
    • Best Banana Crumb Bread Recipe
    • Best Ever Banana Cheesecake Recipe

    Will you help add value to Pip and Ebby?
    If you make this recipe and love it, stop back and give it a 5-star rating ⭐️⭐️⭐️⭐️⭐️ and leave a comment. THANK YOU!

    Cream Cheese Chocolate Chip Banana Bread

    Add a few twists to banana bread to create a delicious dessert bread!
    5 from 1 vote
    Print Pin Rate
    Course: Bread
    Cuisine: American
    Prep Time: 15 minutes
    Cook Time: 1 hour
    Servings: 12 servings
    Calories: 1271kcal
    Author: Megan Porta

    Ingredients

    • 1 stick butter softened
    • 1/2 cup brown sugar
    • 1/2 cup sugar
    • 2 large eggs
    • 1 tsp vanilla
    • 2 cups flour
    • 1 tsp baking powder
    • 1 tsp baking soda
    • 1 tsp salt
    • 3 bananas ripe, mashed
    • 1 cup semi-sweet chocolate chips
    • 8 oz cream cheese softened

    Instructions

    • Preheat oven to 350 degrees F and coat a 9×5 pan with cooking spray; set aside. Combine the butter, brown sugar, sugar, eggs and vanilla in a large bowl. Mix well.
    • In a medium bowl, combine flour, baking soda, baking powder and salt and mix well. Gradually add to the butter-sugar bowl until combined. Add mashed bananas and chocolate chips. Pour half of the batter into the prepared pan. Spread softened cream cheese evenly over bottom half of the batter and top with remaining batter.
    • Sprinkle additional chocolate chips over the top, if desired. Bake in the preheated oven for approximately 1 hour. Start checking for doneness at the 50-minute mark. When a toothpick inserted into the center comes out clean, the bread is done.

    Nutrition

    Calories: 1271kcal | Carbohydrates: 127g | Protein: 15g | Fat: 79g | Saturated Fat: 45g | Cholesterol: 86mg | Sodium: 482mg | Potassium: 1115mg | Fiber: 15g | Sugar: 82g | Vitamin A: 642IU | Vitamin C: 3mg | Calcium: 160mg | Iron: 12mg
    Did you make this recipe?If you loved this recipe, please rate the recipe and leave a comment below!
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    Reader Interactions

    Comments

    1. Beth

      June 23, 2021 at 1:16 am

      I tried these as mini muffins with gluten free flour and they turned out great! I didn’t use the cream cheese because they were really too small for that step, I switched the time to 30 minutes but they were done in 15! 🙂

      Reply
      • Megan Porta

        June 24, 2021 at 3:51 am

        Thank you so much for sharing that change up! Sounds perfect and a great snack or breakfast.

        Reply
    2. Carol

      May 10, 2020 at 1:33 am

      How can I cut this recipe to accommodate an 8 x 4 Loaf pan?

      Reply
      • Megan Porta

        May 11, 2020 at 1:25 pm

        Hi Carol, you shouldn’t need to cut it at all. In a 9×5, it doesn’t fill quite up and in a more standard bread loaf pan, it’ll fill a little more but round nicely up as it bakes. Enjoy!

        Reply
    3. Alexxus

      April 22, 2020 at 6:10 pm

      Can I used another sized pan, instead of a “loaf” type of pan?

      Reply
      • Megan Porta

        April 23, 2020 at 12:31 am

        Hi Alexxus,
        Yes! You can, of course. A loaf is great because you can cut nice slices but you can use something else. Just watch the baking time if it’s in a smaller pan, like a 9×9 or 9×13. Enjoy!

        Reply
    4. Greg

      April 07, 2020 at 7:19 pm

      How is ” stick of butter” a measurement ? So this bread wants 2-2 1/2 cups of butter?

      Reply
      • Megan Porta

        April 08, 2020 at 1:59 pm

        Sorry for the confusion. 1 stick of butter is a half a cup of butter, or 8 tbsp.

        Reply
      • Laura

        September 13, 2022 at 12:13 pm

        Where in the world do you live that a stick of butter equals 2 cups? LOL

        Reply
    5. linda

      May 22, 2017 at 3:52 pm

      i don’t have baking powder can i still do this

      Reply
      • Megan Porta

        May 23, 2017 at 2:21 am

        I’d suggest adding the baking powder for optimal results, but give it a shot, Linda! You don’t know unless you try, right? Let me know how it turns out!
        Megan

        Reply
    6. collinscutie

      November 19, 2016 at 4:49 am

      Just made this for my collage dorm floor! Girls came running down the hall when they smelled it! Will make again. Thanks for sharing

      Reply
      • Megan Porta

        November 20, 2016 at 3:11 am

        Ahh, I love that you fed this to a dorm floor! Somehow that just makes me happy. 🙂 So glad you all enjoyed it!
        Megan

        Reply
    7. mackenzie

      October 04, 2016 at 2:59 pm

      How many does it usually make

      Reply
      • Megan Porta

        October 04, 2016 at 4:03 pm

        Hi Mackenzie! This makes one loaf of bread (9×5 loaf pan)! I hope this helps.
        Megan

        Reply
    8. 123

      March 11, 2016 at 10:54 pm

      Would it work to put them in cupcake tins so they could be separate pastries instead of a loaf? Would I have to change the heat?

      Reply
      • Megan Porta

        March 14, 2016 at 8:55 pm

        This would work great! Keep the heat the same, but you may need to adjust cooking times. Insert a toothpick into the center and it needs to come out clean!
        M

        Reply
    9. Warm Vanilla Sugar

      January 08, 2016 at 5:57 pm

      This banana bread looks so flavourful! Loving the cream cheese in there!

      Reply

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